We founded the Law Office of Timothy Zearfoss to deliver reliable legal services that address both immediate challenges and future stability. Serving clients across Pennsylvania, our firm concentrates on bankruptcy law while also providing counsel in real estate and family law matters. We understand that facing debt or legal uncertainty can be overwhelming, which is why we prioritize clarity, professionalism, and respect in every consultation. By taking the time to explain available legal paths, we help our clients make informed decisions that align with their financial realities.
Our practice is built on customized legal planning rather than one-size-fits-all solutions. We carefully evaluate each client’s financial position and goals before recommending a course of action, whether that involves Chapter 7 relief, Chapter 13 repayment, or non-bankruptcy alternatives. Staying informed on current laws and regulations allows us to deliver precise and dependable legal advice throughout the bankruptcy process. In addition to representation, we support our clients as they work toward financial recovery by assisting with budget planning, connecting them with credit counseling resources, and offering guidance on rebuilding credit. We view bankruptcy as an opportunity for renewal and remain committed to supporting our clients every step of the way.
- Trusted bankruptcy consultation for individuals and businesses across Pennsylvania
- Personalized legal strategies tailored to unique financial circumstances
- Experienced guidance in Chapter 7 and Chapter 13 filings
- Up-to-date knowledge of evolving bankruptcy laws and regulations
- Compassionate support focused on rebuilding long-term financial stability
- Cash
- Debit cards
- Credit cards
We offer professional bankruptcy and family law consultation services designed to address overwhelming debt with tailored legal strategies. Our practice guides clients through liquidation under Chapter 7 and asset-preserving reorganization through Chapters 11 and 13. We also handle complex Chapter 12 and Chapter 15 matters while supporting associated real estate legal needs.