Business Details
Trusted Bankruptcy & Debt Relief Services in Plano, TX
LoBue Law is a client-focused legal practice dedicated to providing personalized bankruptcy and debt relief solutions to individuals and small businesses in North and East Texas. With over 25 years of experience, our founding attorney, Vincent LoBue, leverages his unique background working with banks to advocate effectively for clients facing financial challenges. We prioritize direct communication, offering one-on-one consultations and a commitment to respond to inquiries within one hour during business hours.Our services include Chapter 7 and Chapter 13 bankruptcy filings, debt settlement negotiations, and protection against creditor harassment. We emphasize transparency, flexible payment plans, and a deep understanding of the emotional and financial stress clients endure. Our team is dedicated to helping clients regain control of their finances through tailored strategies, ensuring compliance with all legal standards while fostering trust and long-term client relationships.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Settlement
Creditor Harassment Defense
Bankruptcy Alternatives
Highlights and features
- We offer direct access to attorney Vincent LoBue for every case.
- We guarantee responses to communications within one hour during business hours.
- We tailor solutions to each client's unique financial circumstances.
- We have over 25 years of experience working with and for banks.
- We provide flexible payment plans, including $100 down for Chapter 7 cases.
What people say
Proactive and knowledgeable
Stress-free approach
Resolved quicker than expected
Kept informed throughout
Peace of mind
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. We help clients determine eligibility via the Texas Means Test, protect exempt property like homes and vehicles, and navigate the discharge process. Our firm ensures compliance with court requirements while minimizing asset loss. Clients benefit from rapid debt relief and protection from wage garnishments or foreclosure.
Chapter 13 Bankruptcy
Chapter 13 restructures debts into manageable monthly payments over 3-5 years. We assist clients in creating court-approved repayment plans based on disposable income, stopping foreclosures, and retaining assets. This option suits individuals with steady income seeking to protect property while repaying creditors under court supervision.
Creditor Harassment Defense
We protect clients from illegal debt collection tactics under the Fair Debt Collection Practices Act. Our services include enforcing automatic stays, addressing threats or excessive calls, and pursuing legal action against violators. We provide immediate intervention to stop harassment while exploring debt relief options.
Debt Settlement
We negotiate with creditors to reduce total debt amounts outside bankruptcy. This service targets unsecured debts like credit cards, offering structured settlements to avoid formal bankruptcy filings. Clients receive customized plans to resolve debts faster while maintaining financial privacy.
Bankruptcy Alternatives
We evaluate alternatives like debt management plans or informal negotiations when bankruptcy isn't ideal. Our approach prioritizes clients' long-term financial health, offering flexible strategies to manage debt without court involvement while preserving credit standing.
People
Vincent LoBue
Founding Attorney
Vincent LoBue has over 25 years of legal experience, previously representing banks in bankruptcy cases. He now focuses on helping individuals and small businesses overcome debt through Chapter 7 and Chapter 13 filings. Licensed in Texas and California, he combines creditor insights with client advocacy to deliver tailored solutions.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, as well as small business Chapter 11 reorganizations.
How much does filing bankruptcy cost?
Chapter 7 cases start at $100 down, with customized payment plans available for all bankruptcy types.
Can you stop creditor harassment?
Yes, we enforce your rights under the Fair Debt Collection Practices Act and implement automatic stays.
Do you offer free consultations?
Yes, we provide free initial consultations with attorney Vincent LoBue to evaluate your financial situation.
How long does bankruptcy take?
Chapter 7 typically takes 3-6 months, while Chapter 13 repayment plans last 3-5 years.
Can I keep my home and car?
Chapter 13 allows you to retain assets by catching up on payments through a repayment plan.
