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Your Trusted Massachusetts Bankruptcy Law Firm
Hines Law Offices is a dedicated legal practice specializing in personal bankruptcy cases throughout Massachusetts. With over two decades of combined experience, our attorneys provide compassionate and knowledgeable representation for individuals facing financial hardship. We focus on Chapter 7 and Chapter 13 bankruptcy filings, offering clients a path to debt relief while safeguarding their assets. Our firm has earned over 80 five-star reviews from satisfied clients across Middlesex and Worcester Counties.We prioritize client needs through personalized consultations, transparent communication, and a commitment to stopping creditor harassment. Our team includes seasoned professionals like Attorney George N. Piandes, who has practiced bankruptcy law since 2001, and Attorney Holly Hines, founder of our Framingham office in 2005. We maintain five convenient locations and offer evening and weekend appointments to accommodate our clients' needs.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Defense
Wage Garnishment
Debt Relief
Credit Counseling
Bankruptcy Consultation
Asset Protection
Creditor Harassment
Financial Reorganization
Highlights and features
- Over 20 years of combined experience in personal bankruptcy law
- 80+ five-star Google reviews from Massachusetts clients
- Free initial consultation with experienced bankruptcy attorneys
- Compassionate representation prioritizing client financial recovery
- Five convenient office locations across Middlesex & Worcester Counties
What people say
Huge help
Stress-free process
Extremely sympathetic
Highly recommend
Made it easy
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. This process stops creditor harassment, wage garnishment, and foreclosure proceedings. Our attorneys help Massachusetts residents qualify based on income requirements while protecting essential assets. Clients receive immediate debt relief through court-ordered discharge of medical bills, credit card debt, and personal loans.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for debtors with regular income. This option allows clients to retain property while consolidating debts over 3-5 years. Our firm specializes in modifying mortgage arrears, vehicle loan terms, and unsecured debt obligations through court-approved payment plans.
Foreclosure Defense
Our attorneys employ bankruptcy protections to stop home foreclosure proceedings. Through Chapter 13 filings, we help clients catch up on mortgage payments while maintaining current obligations. We leverage automatic stay provisions to create breathing room for financial reorganization and property retention.
Wage Garnishment
Bankruptcy filings immediately halt wage garnishment through automatic stay orders. Our team works to recover garnished wages where possible and establish debt discharge plans that prevent future income seizures. We provide urgent legal intervention for clients facing immediate financial hardship.
Debt Relief
We offer comprehensive debt relief solutions through bankruptcy protections. Our services include eliminating medical debt, credit card obligations, and unsecured loans while restructuring essential payments. We develop personalized strategies to discharge qualifying debts and establish sustainable financial futures for Massachusetts residents.
People
George N. Piandes
Bankruptcy Attorney
Licensed since 1998, Attorney Piandes specializes in bankruptcy and real estate law. He joined Hines Law Offices in 2016 after operating his own practice since 2001. A Massachusetts native, he provides compassionate representation focused on client financial recovery.
Holly Hines
Founder
Establishing her practice in 2005, Attorney Hines focuses on Chapter 7 and 13 bankruptcy cases. A graduate of Massachusetts School of Law, she brings over 11 years of legal experience to client debt relief solutions while maintaining Framingham office leadership.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, providing comprehensive solutions for debt elimination and structured repayment plans.
How does bankruptcy stop creditor harassment?
Filing initiates an automatic stay that immediately halts collection calls, wage garnishments, and foreclosure proceedings under federal bankruptcy protection.
Can I keep my home during bankruptcy?
Chapter 13 allows mortgage arrears restructuring to retain property while Chapter 7 protects essential assets through exemption laws.
What are your attorney fees?
Our Chapter 7 filing fee starts at $995 with payment plans available, plus separate court filing fees required by Massachusetts law.
Do you offer free consultations?
Yes, we provide complimentary initial consultations to evaluate your case and explain available debt relief options.
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