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Your Trusted Bankruptcy Solution in Los Angeles
Goldbach Law Group has provided debt relief solutions to thousands of clients across Los Angeles and Orange County for over 30 years. Our bankruptcy attorneys specialize in Chapter 7, 11, and 13 filings, helping individuals and businesses eliminate unsecured debt, restructure obligations, and stop foreclosure proceedings. With a focus on personalized legal strategies, we offer free consultations and flexible payment plans to accommodate diverse financial situations. Our team prioritizes client education through detailed guidance on bankruptcy processes, automatic stays, and post-bankruptcy financial recovery.Backed by extensive experience in consumer bankruptcy law, we maintain memberships in prestigious organizations like the American Bankruptcy Institute and National Association of Consumer Bankruptcy Attorneys. Client testimonials consistently highlight our compassionate approach, timely communication, and successful outcomes in complex cases. We serve multiple Southern California locations including Whittier, Long Beach, and Arcadia.
Services
Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Prevention
Debt Relief
Bankruptcy Consultation
Creditor Harassment Protection
Wage Garnishment Stop
Asset Protection
Financial Restructuring
Highlights and features
- 30+ years of specialized bankruptcy law experience
- Free initial bankruptcy strategy session
- Over $100 million in debt successfully discharged
- Proven track record stopping foreclosure proceedings
- Personalized debt restructuring solutions
Associations and certifications
- American Bankruptcy Institute
- National Association of Consumer Bankruptcy Attorneys
- Los Angeles County Bar Association
- American Bar Association
What people say
Professionalism and compassion
Amazing experience
Highly recommend
Stress pain went away
Always on top of it
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. This process stops creditor harassment, wage garnishments, and foreclosure proceedings while providing debt relief for qualifying individuals. Our attorneys guide clients through the means test requirements and exemption protections to preserve essential assets during liquidation proceedings.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for high-income earners. This solution protects assets while restructuring debts over 3-5 years, allowing homeowners to catch up on mortgage payments and prevent property loss through court-approved financial reorganization strategies.
Foreclosure Prevention
Our foreclosure defense services utilize bankruptcy filings to stop home seizures. We implement emergency legal strategies including Chapter 13 repayment plans and loan modification negotiations to help homeowners retain property while restructuring mortgage obligations through court-protected processes.
Debt Relief
Comprehensive debt elimination services target unsecured obligations like credit cards and medical bills. Through bankruptcy proceedings or negotiated settlements, we create customized solutions to reduce financial burdens while protecting client assets under applicable exemption laws.
Creditor Harassment Protection
Automatic stay enforcement services stop aggressive debt collection tactics. We implement legal protections against wage garnishments, bank levies, and harassing communications while developing long-term solutions for debt resolution through appropriate bankruptcy filings.
People
Marc Aaron Goldbach
Bankruptcy Attorney
Founder of Goldbach Law Group with 30+ years of bankruptcy law experience. Admitted to California Bar and multiple federal courts. Specializes in Chapter 7, 11, and 13 filings while maintaining active memberships in major bankruptcy institutes.
Questions
What debts can be eliminated through Chapter 7 bankruptcy?
Chapter 7 discharges credit card debt, medical bills, and repossession debts. Exceptions include student loans, fraudulently obtained funds, criminal fines, and recent tax obligations.
How does bankruptcy stop foreclosure proceedings?
Filing for bankruptcy triggers an automatic stay that immediately halts foreclosure sales. Chapter 13 provides additional protection through structured mortgage repayment plans.
Will I lose all my assets in bankruptcy?
California law provides exemptions protecting up to $23,250 in miscellaneous property and $75,000-$100,000 in home equity. Most clients retain essential assets through proper exemption planning.
Can I keep my car during bankruptcy proceedings?
Vehicle financing can continue during bankruptcy. Chapter 7 requires reaffirmation agreements while Chapter 13 allows debt restructuring to maintain ownership through modified payment terms.
How does bankruptcy affect credit scores?
While bankruptcy appears on credit reports for 10 years, most clients rebuild credit within 18-30 months by establishing positive payment histories post-discharge through responsible financial management.
