Business Details
13 Years
experience
Emergency
services
Your Trusted Cleveland Bankruptcy Lawyer
The Law Offices of Jon Ginter has served Cleveland, Ohio, and surrounding areas for over 17 years, specializing in bankruptcy law. With a background in social work, founder Jon Ginter combines empathy and legal expertise to guide clients through Chapter 7, Chapter 13, and business dissolution cases. The firm prioritizes personalized service, answering all client communications directly and offering 24/7 accessibility.Jons practice, rooted in over 2,000 bankruptcy cases, focuses on mitigating financial stress while advocating for clients long-term stability. The firms approach emphasizes transparency, client education, and tailored solutions to complex debt challenges.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Business Dissolution
Liquidation
Reorganization
Details
- Year established: 2013
Highlights and features
- Available 24/7 via phone, email, or text for client support
- Convenient offices in Cleveland and Westlake, Ohio
- Rated 5 stars across multiple review platforms
- 17+ years of bankruptcy law experience with 2,000+ cases handled
- Personalized guidance through complex bankruptcy processes
What people say
Excellent attorney
Highly recommend
Knowledgeable and professional
Made process easy
Compassionate and trustworthy
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates most unsecured debts within 120 days through asset liquidation. This service suits individuals with limited income seeking rapid debt relief. The firm ensures compliance with Ohio exemptions to protect client assets during the process.
Chapter 13 Bankruptcy
Chapter 13 establishes 3-5 year repayment plans to restructure debts while retaining assets. Ideal for clients with steady income facing mortgage arrears or car loan challenges. The firm negotiates favorable terms with creditors and trustees.
Business Dissolution
Business dissolution provides alternatives to bankruptcy for failing enterprises. The firm guides owners through liquidation of assets and debt resolution while minimizing personal liability exposure for business obligations.
Liquidation
Liquidation services manage asset sales under Chapter 7 bankruptcy proceedings. The firm protects client interests by maximizing exemptions and negotiating equity buybacks to preserve valuable property during trustee asset reviews.
Reorganization
Reorganization through Chapter 13 adjusts payment terms for secured debts like mortgages and car loans. The firm reduces interest rates, eliminates liens, and creates manageable repayment plans to prevent foreclosures and repossessions.
People
Jon Ginter
CEO & Founder
Jon Ginter, a Cleveland-Marshall College of Law graduate, has practiced bankruptcy law since 2005. With over 2,000 cases handled, he combines social work experience with legal expertise to provide compassionate debt relief solutions for Ohio residents.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, business dissolution, and debt reorganization solutions tailored to individual client needs.
How much does bankruptcy filing cost?
Chapter 7 costs $1,000–$3,000; Chapter 13 starts at $3,000. Fees depend on case complexity and required legal work.
Can I keep my home during bankruptcy?
Ohio law allows $125,000 homestead exemption. We help clients retain property through exemption planning or Chapter 13 repayment plans.
Do you offer free consultations?
Yes, we provide free, no-obligation consultations to all clients with personalized guidance from attorney Jon Ginter.
How long does bankruptcy stay on credit reports?
Chapter 7 remains 10 years, Chapter 13 for 7 years. Many clients see credit score improvements within a year post-discharge.
