Business Details
9 Years
experience
Bankruptcy Attorney Services in Upland, CA
At the Law Office of W. Derek May, we bring over fifteen years of specialized expertise in bankruptcy law to clients in Upland, California, and the surrounding regions. Certified by the California Board of Legal Specialization, our practice focuses on providing clear, honest legal counsel to individuals and families overwhelmed by debt. We guide clients through the complexities of Chapter 7 and Chapter 13 bankruptcy filings, ensuring they understand their options while safeguarding their assets. Our approach emphasizes direct attorney-client collaboration, personalized service, and efficient case management tailored to each client's unique financial situation.With a proven track record of successful debt relief outcomes, we prioritize transparency, affordability, and ethical representation. Our experience extends beyond bankruptcy to include civil litigation in state and federal courts, giving us a comprehensive understanding of financial legal matters. We are committed to helping clients achieve financial freedom while maintaining the highest standards of professionalism and client-centered care.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief Consultation
Bankruptcy Filing Assistance
Legal Representation
Details
- Year established: 2017
Highlights and features
- We offer over 15 years of specialized bankruptcy law experience
- Our attorney provides direct, personalized case management
- Certified by the California Board of Legal Specialization
- We prioritize honest, transparent legal advice
- Proven success in complex debt relief cases
Associations and certifications
- California Board of Legal Specialization
What people say
Amazing legal counsel
Helped me get back on track
Excellent attorney
Professional and thorough
Exceptional legal counseling
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides debt relief through asset liquidation for qualifying individuals. This service helps eliminate unsecured debts like credit card balances and medical bills while protecting essential assets through California exemptions. Our office guides clients through means testing requirements and ensures proper documentation to maximize debt discharge while maintaining compliance with bankruptcy court regulations.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy establishes structured repayment plans for debtors with regular income. This service allows clients to restructure debts over 36-60 months while retaining valuable assets like homes and vehicles. Our practice specializes in creating feasible payment plans that satisfy bankruptcy court requirements while addressing individual financial circumstances through customized debt management strategies.
People
W. Derek May
Attorney
Certified bankruptcy specialist with over 15 years of experience in Upland and San Bernardino County. Handles Chapter 7 and Chapter 13 filings while maintaining civil litigation practice in state and federal courts. Known for direct client communication and personalized case management.
Questions
What happens to my assets during bankruptcy?
Most clients can keep their property through California exemptions that protect up to $30,000 in assets or $75,000-$175,000 in home equity when properly disclosed and claimed.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 liquidates non-exempt assets to pay creditors, while Chapter 13 establishes a 36-60 month repayment plan using disposable income to restructure debt.
If I'm married, does my spouse have to file for bankruptcy?
Spouses aren't required to file together, but joint income and assets must be disclosed. Joint filings often save costs compared to separate cases.
Will I lose my house and car if I file for bankruptcy?
Most clients retain their vehicles and homes. Exemptions typically protect these assets unless equity exceeds $100,000.
What is the automatic stay?
The automatic stay immediately stops collection actions, foreclosures, and repossessions upon bankruptcy filing, providing immediate financial relief.
