Business Details
36 Years
experience
Emergency
services
Your Trusted Connecticut Bankruptcy Attorney
The Law Offices Of Ronald I Chorches has provided expert bankruptcy legal services to individuals and businesses in Connecticut since 1990. Our firm specializes in Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings, debt settlement negotiations, and asset protection strategies. With over 25 years of experience handling more than 10,000 bankruptcy cases, we combine deep industry knowledge with personalized solutions tailored to each client's unique financial situation. Our team of certified bankruptcy attorneys and support staff deliver comprehensive legal guidance through all stages of the bankruptcy process, from initial consultation to case resolution. We maintain active memberships in leading legal organizations including the American Bankruptcy Institute and National Association of Consumer Bankruptcy Attorneys.Our proven track record demonstrates our ability to effectively stop creditor harassment, prevent foreclosures, and eliminate unsecured debts while protecting valuable assets. We operate multiple office locations across Hartford, Wethersfield, Waterbury, and Winsted to better serve Connecticut residents facing financial distress. Our commitment to client education ensures informed decision-making throughout the bankruptcy process. The firm's principal attorney, Ronald I. Chorches, brings specialized expertise as a Chapter 7 Standing Trustee with the U.S. Bankruptcy Court. We maintain transparent fee structures and prioritize client communication through timely responses to all inquiries.
Services
Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Chapter 13 Bankruptcy
Debt Settlement
Asset Protection
Foreclosure Defense
Tax Debt Resolution
Business Bankruptcy
Debt Restructuring
Credit Counseling
Details
- Year established: 1990
Highlights and features
- We have over 25 years of experience in bankruptcy law
- We stop creditor harassment through automatic stay provisions
- We prevent home foreclosures through legal protections
- We eliminate unsecured debts including credit cards and medical bills
- We offer personalized debt relief solutions beyond bankruptcy
What people say
Professional and kept me informed
Stopped harassing phone calls
Seamless and stress-free experience
Highly recommend
Compassionate and affordable
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. This process stops creditor harassment and wage garnishments while providing debt relief within 3-4 months. Our attorneys guide clients through eligibility requirements and exemption protections to preserve valuable assets during the bankruptcy process.
Chapter 13 Bankruptcy
Chapter 13 establishes structured debt repayment plans over 3-5 years. This option stops home foreclosures while allowing debtors to retain property. Our team develops customized payment plans that balance client income with financial obligations while complying with court requirements.
Asset Protection
Our asset protection services safeguard property during bankruptcy proceedings. We utilize Connecticut's generous exemption laws to protect home equity and personal assets. The firm's unique perspective combines bankruptcy trustee experience with debtor representation to maximize legal protections.
Debt Settlement
Debt settlement services negotiate reduced payoff amounts with creditors outside bankruptcy. Our attorneys evaluate alternatives to formal bankruptcy proceedings while protecting clients from collection actions. We help clients avoid predatory debt settlement companies through direct legal representation.
Foreclosure Defense
Foreclosure defense services protect homeowners through bankruptcy filings and loan modifications. We implement immediate legal protections to stop pending foreclosures while developing long-term solutions for mortgage arrears and payment restructuring.
People
Ronald I. Chorches
Principal Attorney
Practicing bankruptcy law since 1990, Ronald serves as Chapter 7 Standing Trustee. He has managed 10,000+ bankruptcy cases and lectures nationally on bankruptcy matters while maintaining memberships in leading legal organizations.
Martin Chorches
Bankruptcy Attorney
Specializing in creditor bankruptcy and Chapter 11 reorganizations, Martin brings extensive experience in business debt solutions. He works closely with clients to develop effective reorganization strategies for complex financial situations.
Marjorie Gruszkiewicz
Attorney
Marjorie provides comprehensive bankruptcy representation with a focus on consumer protection. Her approach combines legal expertise with personalized guidance to help clients navigate complex debt relief options.
Wanda Phillips
Legal Professional
Wanda supports bankruptcy clients through document preparation and case management. Clients consistently praise her professionalism, timely communication, and compassionate support during the bankruptcy process.
Fawn Thepsiri
Client Services
Fawn assists clients with case documentation and communication. Her attention to detail and calm demeanor help streamline the bankruptcy process for clients facing financial distress.
Questions
Should I file Chapter 7 or Chapter 13 bankruptcy?
Chapter 7 eliminates debt quickly through asset liquidation, while Chapter 13 establishes repayment plans. Our attorneys evaluate income, debt amounts, and financial goals to recommend the best option for your situation.
Can bankruptcy stop foreclosure?
Yes, bankruptcy filings immediately halt foreclosure proceedings through automatic stay provisions. Chapter 13 allows homeowners to catch up on mortgage payments over 3-5 years.
Will bankruptcy eliminate all my debts?
Bankruptcy discharges most unsecured debts like credit cards and medical bills. Certain obligations including child support, student loans, and recent taxes typically remain unaffected.
Can I keep my property during bankruptcy?
Connecticut's exemption laws protect many assets during bankruptcy. Our attorneys maximize legal protections to preserve essential property while achieving debt relief through appropriate bankruptcy chapters.
How does bankruptcy affect credit scores?
While bankruptcy impacts credit scores initially, it provides opportunity for financial recovery. Clients often rebuild credit within 2-3 years through responsible financial management after debt elimination.
What alternatives exist to bankruptcy?
Alternatives include debt settlement, consolidation, and creditor negotiations. We evaluate all options to determine whether formal bankruptcy proceedings or alternative solutions better address your financial challenges.
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