Cobb Law Firm

At Cobb Law Firm, LLC, we are a family-run legal practice dedicated to providing compassionate and accessible bankruptcy and debt relief services to individuals and families throughout Northeast Alabama. We understand that facing financial challenges can be overwhelming and stressful, and our goal is to offer a supportive and understanding environment where our clients feel empowered to navigate this difficult journey.

Our Approach

Our firm is built on the foundation of integrity, experience, and a genuine commitment to helping our clients achieve financial stability. We maintain the lowest costs of representation in Northeast Alabama because we believe that everyone deserves access to quality legal assistance, especially during financial hardship.

With over 30 years of combined experience, our team has successfully helped thousands of clients eliminate over $30 million in debt. We are intimately familiar with the complexities of the bankruptcy system and are dedicated to guiding our clients through every step of the process with clarity and precision.

Our Services

We offer a comprehensive range of bankruptcy and debt relief services, tailored to meet the unique needs of each client. Some of our core services include:

• Chapter 7 Bankruptcy: This type of bankruptcy allows individuals with limited assets to discharge most of their unsecured debts, offering a fresh start and a pathway to financial recovery.
• Chapter 13 Bankruptcy: Chapter 13 bankruptcy is designed for individuals with a regular income who want to restructure their debts and repay them over a period of three to five years. It allows for the repayment of a portion of the owed debt while also providing protection from creditors.
• Lawsuits and Wage Garnishment: We help clients defend against lawsuits and wage garnishment proceedings, working tirelessly to protect their assets and their ability to earn a living.
• Creditor Harassment: We aggressively advocate for our clients experiencing harassment from creditors, ensuring they are treated with respect and in accordance with the law.
• Foreclosure Defense: We assist homeowners facing foreclosure, exploring all available options to help them keep their homes and avoid the devastating consequences of losing their property.

Get in Touch

We invite you to learn more about how Cobb Law Firm, LLC can help you find a path to financial freedom. Schedule a free consultation today at our office in Oxford, Gadsden, or Geraldine.

Our Commitment to You

At Cobb Law Firm, LLC, we are more than just attorneys; we are dedicated advocates for our clients. We strive to build lasting relationships based on trust, transparency, and genuine care. We are committed to providing personalized legal guidance, clear explanations, and compassionate support throughout your journey toward financial stability.

Our experience, combined with our approachable and supportive approach, makes us a trusted partner for those seeking debt relief and a fresh financial start.