Business Details
35 Years
experience
Emergency
services
Your Trusted Detroit Bankruptcy Law Firm
For over 30 years, our firm has specialized in consumer bankruptcy law, providing personalized legal solutions to individuals and families in financial distress. With a track record of over 20,000 filed cases, we combine deep expertise in Chapter 7 and Chapter 13 bankruptcies with a commitment to accessible, transparent representation. Our board-certified attorney, Walter A. Metzen, brings decades of courtroom experience and a client-centered approach, ensuring every case receives direct attorney attention.We prioritize asset protection, debt discharge success, and compassionate guidance, offering flexible payment plans and evening appointments to accommodate client needs. Recognized by the American Board of Certification and consistently rated 10.0 on Avvo, we maintain strong relationships with local bankruptcy courts and trustees to deliver efficient, reliable outcomes.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Discharge
Asset Protection
Credit Counseling
Details
- Year established: 1991
Highlights and features
- Board-certified consumer bankruptcy specialist with 30+ years of experience
- Direct attorney consultation, no paralegal intermediaries
- Transparent pricing with no hidden fees
- Over 20,000 bankruptcy cases filed in Michigan
- Flexible payment plans and evening appointment availability
Associations and certifications
- American Board of Certification
What people say
Knowledgeable
Helpful
Responsive
Stress reduction
Successful outcomes
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation exemptions. Our firm protects 98% of client assets using Michigan exemption laws. Clients receive personalized guidance through the 4-month process, including court representation and discharge documentation. We include mandatory credit counseling and court filing fees in our transparent pricing.
Chapter 13 Bankruptcy
Chapter 13 establishes court-supervised repayment plans for 3-5 years. We design customized plans to retain assets while managing secured debts. Our expertise secures plan confirmations despite trustee objections. Services include ongoing case monitoring, payment adjustment assistance, and discharge completion tracking for mortgage arrears or vehicle loan modifications.
Asset Protection
Our asset protection strategy maximizes exemption utilization in bankruptcy filings. We safeguard homes, vehicles, and personal property through strategic exemption planning. Services include pre-filing asset analysis, exemption form preparation, and court advocacy to challenge improper asset claims by trustees or creditors.
People
Walter A. Metzen
Attorney & Founder
Board-certified consumer bankruptcy specialist with 30+ years of experience. Graduated first in class from University of Detroit School of Law. Handles 20,000+ bankruptcy cases, focusing on individual debt relief solutions.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debt through asset exemptions, while Chapter 13 establishes 3-5 year repayment plans. We help determine which option best fits your financial situation.
Will bankruptcy stop wage garnishment?
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and other collection actions.
Can I keep my home and car during bankruptcy?
Our exemption planning protects 98% of client assets. We'll analyze your specific situation to determine the best approach for retaining essential property.
How much does bankruptcy cost?
Our transparent fees include court filing costs and mandatory credit counseling. Payment plans and evening appointments are available to accommodate client needs.
