Business Details
34 Years
experience
Syracuse Bankruptcy Attorney | Fresh Start Solutions
At the Bankruptcy Law Offices of Peter Schaefer, we specialize in providing comprehensive bankruptcy solutions tailored to the unique financial challenges faced by individuals and families in Syracuse and Central New York. With a legacy of over three decades serving the community, our practice is built on a foundation of personalized service, deep legal expertise, and an unwavering commitment to client success. Our experienced team, led by attorney Peter Schaefer, guides clients through the complexities of Chapter 7 and Chapter 13 bankruptcies, offering strategic counsel to discharge debt, prevent foreclosures, and protect assets. We prioritize accessibility, offering free consultations, affordable payment plans, and flexible appointment scheduling, including evenings and Saturdays.Recognizing the emotional and financial stress our clients endure, we ensure prompt communication, transparent advice, and a supportive environment. Our familiarity with local bankruptcy courts and trustees, combined with our membership in professional organizations like the National Association of Consumer Bankruptcy Attorneys, reinforces our authority in this specialized field. By focusing exclusively on bankruptcy law, we deliver targeted, reliable solutions designed to restore financial stability and empower clients toward a fresh start.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Discharge
Foreclosure Prevention
Repossession Defense
Credit Counseling
Asset Protection
Legal Representation
Details
- Year established: 1992
Highlights and features
- We offer a free attorney consultation to evaluate your financial situation.
- We have handled thousands of bankruptcies in Syracuse and Central New York.
- We provide personalized service with prompt communication and flexible appointments.
- Our low flat-rate fees include affordable payment plans for accessibility.
- We are conveniently located two blocks from downtown Syracuse with easy parking.
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy eliminates unsecured debts like credit cards and medical bills, providing a legal clean slate. Clients keep essential assets through exemptions while surrendering non-exempt property. Ideal for those with limited income, it resolves debt within four months. Our firm ensures compliance with court requirements to secure discharge.
Chapter 13 Bankruptcy
Chapter 13 restructures debt into manageable monthly payments over 3-5 years, stopping foreclosures and repossessions. Clients retain assets while repaying a percentage of debts. We negotiate plans based on income and expenses, prioritizing long-term financial stability and court approval.
Foreclosure Prevention
We halt home foreclosures by leveraging bankruptcy protections to pause sales and restructure mortgage arrears. Through Chapter 13, clients catch up on payments while maintaining current obligations, preserving homeownership during financial hardship.
Debt Discharge
Bankruptcy discharges unsecured debts, releasing legal obligations for credit cards, medical bills, and personal loans. Exclusions include child support, student loans, and tax penalties. Our expertise ensures accurate assessments of dischargeable debts during consultation.
Credit Counseling
We guide clients through mandatory credit counseling sessions required by bankruptcy law. Using online, phone, or in-person formats, we simplify compliance and equip clients with tools to rebuild credit post-discharge.
People
Peter Schaefer
Attorney
Peter Schaefer, a lifelong Central New York resident, specializes in bankruptcy law with over 15 years of experience. A Syracuse University graduate, he adeptly navigates local courts and prioritizes personalized service for client success.
Questions
Can I keep my home and car during bankruptcy?
Most clients retain their property. Chapter 13 allows repayment plans to keep assets.
How does bankruptcy affect my credit score?
While bankruptcy impacts credit, it allows rebuilding through timely payments and financial responsibility.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 eliminates unsecured debt, while Chapter 13 restructures debt into affordable monthly payments over 3-5 years.
Can I afford your legal fees?
We offer low flat-rate fees and payment plans to ensure accessible, transparent pricing.
How many court appearances are required?
Only one meeting with the bankruptcy trustee, typically lasting about two minutes.
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