Business Details
Your Trusted Bankruptcy Lawyers in Ohio
Graham & Associates Law Offices has provided expert bankruptcy legal services to Ohio residents for over 20 years. Our firm specializes exclusively in Chapter 7 and Chapter 13 bankruptcy filings, helping clients resolve overwhelming debt through personalized solutions. We offer free consultations with experienced attorneys who explain all available options in plain language. With offices in Akron, Canton, and Youngstown, we serve clients across 13 Northeast Ohio counties.Our team combines extensive technical expertise with compassionate client support, offering flexible payment plans and evening/weekend appointments. We maintain a strong track record of successfully guiding clients through debt relief while preserving assets like homes and vehicles. Our attorneys regularly handle complex cases involving tax debt, license suspensions, and creditor harassment.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Stopping Foreclosure
Wage Garnishment Relief
Tax Debt Resolution
License Suspension Removal
Creditor Harassment Protection
Judgment Lien Removal
Highlights and features
- Over 20 years of specialized bankruptcy experience
- Free initial consultations with qualified attorneys
- Competitive fees with flexible payment plans
- Personalized attention from experienced legal professionals
- Serving 13 Northeast Ohio counties with multiple office locations
What people say
Professional staff
Knowledgeable attorneys
Helped save my house
Affordable payment plans
Excellent communication
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation. This process eliminates most unsecured debts while protecting essential assets. Our experienced attorneys guide clients through the 3-4 month process, helping them achieve financial freedom while maintaining compliance with federal bankruptcy laws.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy restructures debt into manageable payments. This 3-5 year plan protects assets while addressing secured debts like mortgages and car loans. Our team develops customized repayment strategies that meet court requirements while accommodating clients' financial capabilities and long-term goals.
Foreclosure Defense
Our foreclosure defense services utilize bankruptcy to stop home seizures. We implement immediate legal strategies to halt sheriff's sales and develop solutions for mortgage arrears. Through Chapter 13 plans, we help clients catch up on payments while maintaining current obligations.
Creditor Harassment Protection
Bankruptcy filing triggers automatic stays that stop creditor harassment. Our services protect clients from collection calls, lawsuits, and wage garnishments. We enforce these protections through legal action when necessary, ensuring clients receive complete relief from debt collection pressures.
Tax Debt Resolution
We resolve qualifying tax debts through bankruptcy discharge. Our specialists evaluate tax liabilities for discharge eligibility, focusing on income taxes older than three years with proper assessments. We develop strategies to eliminate or restructure tax obligations within Chapter 7 or 13 frameworks.
People
Maurice Graham
Managing Partner
Maurice Graham has practiced bankruptcy law for 20+ years, handling thousands of cases across Ohio. He focuses on personalized debt solutions, combining technical expertise with compassionate client service. His leadership emphasizes accessibility, transparency, and ethical representation.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 and Chapter 13 bankruptcies, helping clients eliminate or restructure debt according to their specific financial situations.
Can bankruptcy stop wage garnishment?
Yes, filing bankruptcy creates an automatic stay that immediately stops wage garnishments and other collection actions in most cases.
Do you offer free consultations?
Yes, we provide free, no-obligation consultations with experienced bankruptcy attorneys to discuss your specific financial situation.
Can I keep my home when filing bankruptcy?
In most cases, we can help you protect your home through proper bankruptcy planning and exemptions available under Ohio law.
How long does bankruptcy stay on credit reports?
Chapter 7 bankruptcy typically remains on credit reports for 10 years, while Chapter 13 appears for 7 years from filing date.
Are payment plans available for legal fees?
Yes, we offer flexible payment plans tailored to clients' budgets, with options for down payments and monthly installments.