Business Details
34 Years
experience
Emergency
services
Tucson Bankruptcy Attorney for Debt Relief
Arizona Law Group Of Trezza & Associates is a Tucson-based bankruptcy attorney with over 25 years of experience in debt relief solutions. As a former Judge Pro Temp in Pima County Consolidated Justice Court, I bring unique insights into civil litigation and debt collection matters. My practice focuses exclusively on Chapter 7 and Chapter 13 bankruptcies, having successfully filed thousands of cases for Tucson residents. I prioritize client education through comprehensive resources including a 26-page workbook, instructional videos, and personalized consultations.My firm guarantees Chapter 7 clients a discharge injunction or their fees will be refunded - a promise upheld throughout my 30+ year legal career. We offer flexible payment options including zero-down plans and maintain transparent communication through daily call-back blocks. Our commitment extends beyond case filing, with weekly staff reviews ensuring every case progresses smoothly toward discharge. Client testimonials consistently highlight our responsive staff, clear explanations of complex processes, and compassionate approach to financial hardship cases.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Wage Garnishment Stop
Credit Rebuilding
Debt Elimination
Details
- Year established: 1992
Highlights and features
- 30+ years of exclusive bankruptcy law experience
- Former Judge Pro Temp with insider court knowledge
- Money-back guarantee for Chapter 7 clients
- Daily call-back blocks for transparent communication
- Weekly case reviews ensure timely progress
Associations and certifications
- Avvo Superb
- BBB A+
What people say
Professional staff
Stress-free process
Immediate relief
Expert guidance
Highly recommended
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation exemptions. Clients keep essential assets like homes and cars while wiping out credit card debt. Our process includes mandatory credit counseling, document preparation, and court representation. Most cases complete within 4-6 months with immediate wage garnishment protection upon filing.
Chapter 13 Bankruptcy
Chapter 13 reorganizes debts into manageable 3-5 year payment plans. Ideal for saving homes from foreclosure or keeping non-exempt assets. Includes mortgage arrears repayment and vehicle repossession prevention. Our customized plans consider income fluctuations while maintaining court compliance through regular case monitoring.
Credit Rebuilding
Post-bankruptcy credit rebuilding program guarantees 720+ scores within 24 months. Includes secured credit card guidance, responsible usage strategies, and credit report monitoring. Complimentary access to 7 Steps to 720 program valued at $1,000. Combines financial education with practical tools for sustainable credit improvement.
Wage Garnishment Stop
Immediate legal protection against wage garnishments through emergency bankruptcy filings. Alternative solutions include court petitions to reduce garnishment percentages from 25% to 15%. Strategic approach considers tax refund implications and income timing to optimize financial outcomes during debt resolution.
Asset Protection
Maximizing Arizona's bankruptcy exemptions to protect homes with up to $150,000 equity, vehicles with $6,000 equity, and retirement accounts. Legal strategies include second mortgage stripping and homestead exemptions. Comprehensive asset evaluation ensures compliance with state and federal protection laws while preserving client financial stability.
People
Arizona Law Group Of Trezza & Associates
Bankruptcy Attorney
30+ year legal expert specializing in bankruptcy law, former Pima County Judge Pro Temp, and President of Tucson Association of Bankruptcy Attorneys. Recognized by Avvo Superb and Martindale-Hubbell for client-focused representation. Developed systematic case management approach ensuring 100% discharge injunctions for Chapter 7 clients.
Questions
Will bankruptcy stop wage garnishment immediately?
Yes, filing for bankruptcy triggers an automatic stay that stops wage garnishments immediately. We prioritize emergency filings to protect client income.
Can I keep my house after filing bankruptcy?
Arizona's $150,000 homestead exemption typically allows homeowners to keep their property. Chapter 13 offers additional protection for mortgage arrears.
How does bankruptcy affect credit scores?
While initially impacting credit, bankruptcy enables faster recovery than prolonged debt. Our free credit rebuilding program helps achieve 720+ scores within 24 months.
Are retirement accounts protected in bankruptcy?
Yes, federal law exempts qualified retirement accounts including 401(k)s and IRAs from bankruptcy proceedings and creditor claims.
Can I choose between Chapter 7 and 13?
Eligibility depends on income, debt types, and financial goals. We analyze your situation to recommend the most beneficial option during free consultations.
What debts cannot be discharged?
Non-dischargeable debts include student loans, recent taxes, child support, and criminal restitution. We provide detailed evaluations of dischargeable debt during case assessments.
