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Your Trusted Bankruptcy Attorney in Reno, NV
Founded in Reno, Nevada, our law firm specializes in providing strategic and compassionate legal representation for individuals navigating financial challenges. With over two decades of combined legal experience, we focus on empowering clients through Chapter 7 bankruptcy solutions while offering personalized guidance to protect assets, stop creditor harassment, and rebuild credit. Our practice is built on a foundation of integrity, affordability, and a commitment to delivering measurable results. By maintaining transparency throughout the process, we ensure clients understand every step of their legal journey. Our team's extensive track record in handling thousands of bankruptcy cases demonstrates our ability to achieve favorable outcomes.

We prioritize accessibility through flexible appointment options and competitive pricing structures. Clients consistently recognize our team for responsiveness, thorough preparation, and unwavering dedication to their needs. Our integrated approach combines legal expertise with practical financial guidance to create lasting solutions. This professional philosophy has earned us recognition as Nevada's most affordable full-service bankruptcy firm while maintaining the highest service standards.
Services
Chapter 7 Bankruptcy Credit Rebuilding Creditor Harassment Defense Asset Protection Free Consultation
Highlights and features
  • We have handled over 3,000 bankruptcy cases in Nevada.
  • Our firm offers the lowest Chapter 7 bankruptcy rates in the state.
  • We provide full attorney representation with personalized fee plans.
  • Our team maintains active real estate broker licenses in Nevada and California.
  • We offer same-day appointments for urgent client needs.
What people say
Highest rated Patient staff No surprises Reassuring process Confident representation
Services
Chapter 7 Bankruptcy
Our Chapter 7 bankruptcy service provides complete debt relief through court-approved liquidation of non-exempt assets. This legal process stops wage garnishments and creditor lawsuits while eliminating most unsecured debts. Clients receive personalized guidance through all required court appearances and documentation requirements.
Credit Rebuilding
This service combines strategic financial planning with legal expertise to restore credit scores following bankruptcy proceedings. We implement proven methods that typically achieve credit score improvements within 24 months. Clients receive customized action plans tailored to their specific financial circumstances and future goals.
Creditor Harassment Defense
Our creditor harassment defense service utilizes federal bankruptcy protections to eliminate illegal collection practices. Through immediate legal intervention, we stop threatening communications, cease debt collection lawsuits, and enforce clients' rights under the Fair Debt Collection Practices Act. This service provides documented communication barriers against persistent creditors.
Asset Protection
We specialize in lawful asset protection strategies that safeguard property during bankruptcy proceedings. Our approach combines Nevada's specific exemption laws with strategic financial structuring to maintain essential assets including real estate, vehicles, and personal property. Clients receive comprehensive protection analysis during initial consultations.
Free Consultation
This no-cost assessment determines bankruptcy eligibility and creates customized debt solutions. During 45-60 minute sessions, attorneys analyze financial statements, evaluate debt types, and explain applicable legal options. The consultation includes a detailed roadmap outlining potential outcomes and procedural requirements.
People
Kevin J. Szotkowski
Attorney at Law
Licensed Nevada attorney with over 25 years of legal experience. Graduated Thomas Jefferson School of Law in 1997 and maintains active real estate licenses in Nevada and California. Specializes in consumer bankruptcy law with track record of handling 3,000+ cases.
Questions
What debts can be discharged in Chapter 7 bankruptcy?
Most unsecured debts like credit cards and medical bills can be discharged. Exceptions include student loans, child support, and recent tax debts. Consultation will confirm your specific circumstances.
How quickly can I file for bankruptcy?
We can typically prepare your case for filing within 7-10 business days after receiving required documents. Emergency filings are possible when necessary.
Can I keep my home when filing bankruptcy?
Nevada's homestead exemption protects equity up to specific amounts. Our team will analyze your property details during your free consultation and develop a protection strategy.
How does bankruptcy affect credit scores?
While initially impacting credit reports, our clients typically rebuild scores to 650+ within 24 months through structured financial planning and monitoring programs we provide.
What is included in the $895 bankruptcy fee?
The flat fee covers complete attorney representation through discharge, all court filings, mandatory credit counseling, and unlimited communication with our legal team.