Business Details
43 Years
experience
Emergency
services
Your Trusted Bankruptcy Solution in Atlanta
Founded in 1983, our firm has established itself as Georgia's largest bankruptcy filer, dedicated to providing accessible and effective legal solutions for individuals facing financial hardship. We specialize exclusively in Chapter 7 and Chapter 13 bankruptcy cases, offering free initial consultations and innovative payment options including $0 down for qualifying clients. Our team of experienced attorneys and support staff has guided thousands of clients through the bankruptcy process, with a focus on transparency, client education, and comprehensive case management.We maintain 12 convenient locations across the Atlanta metropolitan area and have adapted to modern needs by offering remote filing options during the pandemic. Our commitment to community service is reflected in our extensive pro bono work and active participation in local organizations.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Bankruptcy Consultation
Credit Counseling
Debt Relief
Details
- Year established: 1983
Highlights and features
- 40+ years of specialized bankruptcy experience since 1983
- $0 down payment option for Chapter 7 bankruptcy filings
- 24/7 online scheduling and remote filing capabilities
- Free initial consultations with experienced bankruptcy attorneys
- 12 convenient metro Atlanta office locations
What people say
Knowledgeable attorneys
Compassionate approach
Effective debt relief
Professional staff
Successful outcomes
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. Georgia exemptions protect essential property while discharging qualifying debts. Our firm offers $0 down payment options with flexible payment plans. Clients receive comprehensive support including credit counseling and IRS transcript retrieval.
Chapter 13 Bankruptcy
Chapter 13 establishes structured debt repayment over 3-5 years. This option protects assets while consolidating debts into manageable payments. We handle court appearances and provide payment plan modifications when needed. Our services include mandatory credit counseling and tax documentation management.
Bankruptcy Consultation
Our free initial consultations evaluate your financial situation and explain bankruptcy options. Attorneys assess debt types, asset protection, and eligibility for different bankruptcy chapters. No documentation is required for the first meeting.
Credit Counseling
We provide mandatory pre- and post-filing credit counseling services. Our program educates clients on financial management while fulfilling court requirements. Counseling is available in-office to streamline the bankruptcy process.
Debt Relief Solutions
Our services address various debt types including credit cards, medical bills, and tax obligations. We help clients stop wage garnishments, prevent foreclosures, and manage collection lawsuits through appropriate bankruptcy filings and legal strategies.
People
Emory L. Clark
Co-Founder
Co-founded Clark & Washington in 1983 with a mission to provide accessible bankruptcy services. Established the first free consultation program in Atlanta's bankruptcy sector.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates most debts through asset liquidation while Chapter 13 creates a repayment plan. Our attorneys help determine which option best fits your financial situation.
How much does bankruptcy filing cost?
Chapter 7 starts at $0 with our payment program while Chapter 13 has a $313 filing fee. We discuss all costs during your free consultation.
Can I keep my home when filing bankruptcy?
Chapter 13 often allows home retention through repayment plans. Georgia exemptions may protect home equity in Chapter 7 cases.
How does bankruptcy affect credit scores?
While bankruptcy impacts credit, many clients rebuild scores within 2-3 years through responsible financial management and our credit counseling resources.
What documents are needed for bankruptcy filing?
We assist with gathering tax returns, credit reports, and financial statements. Our process includes retrieving IRS transcripts and credit counseling documentation.
Are senior citizens treated differently in bankruptcy?
Seniors benefit from protected retirement accounts and social security income exclusions in the means test, with specialized considerations for medical debt elimination.
