Business Details
43 Years
experience
Your Trusted Bankruptcy Attorney in Middletown, CT
Jefferson Hanna III has been providing legal solutions for financial challenges since 1983. Our practice focuses on empowering clients through bankruptcy proceedings, foreclosure mediation, and debt resolution strategies. With decades of experience in Connecticut's legal landscape, we combine deep expertise in Chapter 7 and Chapter 13 bankruptcy law with personalized counsel to address each client's unique circumstances. Our team prioritizes compassionate representation while maintaining rigorous professional standards, having successfully guided thousands through complex financial crises. We emphasize transparent communication and ethical practices, ensuring clients understand all available options.Our track record demonstrates consistent success in helping individuals and families achieve debt relief and financial stability. We maintain strong professional affiliations with organizations like the National Association of Consumer Bankruptcy Attorneys and Connecticut Bar Association. Our approach combines legal acumen with genuine concern for client well-being, focusing on long-term solutions rather than temporary fixes. We operate from a foundation of integrity, ensuring all representations are accurate and verifiable. Our office maintains accessible hours and responsive communication channels to accommodate clients during challenging times.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Mediation
Debt Consolidation
Auto Accident Claims
Details
- Year established: 1983
Highlights and features
- Over 30 years of specialized bankruptcy law experience
- Personalized debt resolution strategies for unique situations
- Proven track record helping thousands achieve debt relief
- Immediate creditor harassment cessation through legal action
- Comprehensive financial recovery planning beyond immediate solutions
What people say
Exceptional attorney
Professional approach
Genuine concern
Financial breathing room
Successful debt relief
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides complete debt discharge for qualifying individuals through federal bankruptcy protection. This legal process eliminates unsecured debts like credit cards and medical bills while protecting essential assets through Connecticut's exemption laws. Our experienced attorneys guide clients through the 90-day process that stops wage garnishments and collection calls immediately upon filing.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy establishes structured repayment plans for clients needing mortgage arrears resolution or tax debt management. This three-to-five-year court-supervised program allows debtors to retain property while repaying secured debts and partial unsecured obligations. Our customized plans prioritize foreclosure prevention and financial recovery.
Foreclosure Mediation
Foreclosure Mediation services help homeowners negotiate with lenders through Connecticut's legal framework. We represent clients in court-ordered mediation sessions to modify mortgages or establish repayment arrangements. Our approach combines legal advocacy with practical solutions to prevent home loss while addressing broader financial challenges.
Debt Consolidation
Debt Consolidation guidance provides alternatives to predatory settlement companies. We help clients evaluate legitimate restructuring options including settlement loans and bankruptcy alternatives. Our counsel focuses on sustainable solutions that avoid the pitfalls of unregulated debt management programs.
Auto Accident Claims
Auto Accident representation protects clients' rights following vehicle collisions. We handle insurance negotiations and litigation for injury claims, ensuring fair compensation for medical expenses and property damage. Our approach combines legal expertise with personalized support during the recovery process.
People
Jefferson Hanna III
Attorney at Law
Practicing since 1982, Jefferson Hanna III specializes in bankruptcy law and debt solutions. With over 40 years of combined legal experience, he has helped thousands of Connecticut residents achieve financial stability through personalized counsel and strategic legal representation.
Questions
How long will a bankruptcy stay on my credit report?
Chapter 7 remains 10 years, Chapter 13 for 7 years. Most clients rebuild good credit within 2-3 years through responsible financial management.
Will I be able to obtain credit after Chapter 7 bankruptcy?
Most clients qualify for credit cards or loans within months of discharge as lenders view them as lower risk without existing debt burdens.
Can I keep any credit cards during bankruptcy?
All debts must be listed. Most issuers close accounts post-filing, but secured credit cards can help rebuild credit during recovery.
What debts aren't discharged in bankruptcy?
Non-dischargeable debts include child support, alimony, most student loans, government fines, and debts from fraud or embezzlement.
Can I keep my vehicle in Chapter 7 bankruptcy?
Yes, if payments continue. Vehicle liens remain until loans are paid in full, with titles released through standard procedures.
Will creditors stop collection attempts after filing?
Federal law mandates immediate cessation of all collection activity through the automatic stay provision upon bankruptcy filing.
