Business Details
29 Years
experience
Your Trusted Bankruptcy Attorneys in Memphis
Hurst Law Firm has been dedicated to providing expert bankruptcy legal services since 1997, helping individuals in Memphis and surrounding communities achieve financial relief. Our team specializes in Chapter 7 and Chapter 13 bankruptcy cases, offering personalized strategies to stop creditor harassment, prevent foreclosures, and discharge unmanageable debt. With over 25 years of experience, we prioritize client education and transparency, guiding clients through complex bankruptcy processes while adhering to the highest ethical standards.Our attorneys are licensed in Tennessee and federal courts, maintaining active memberships in professional organizations like the Memphis Bar Association. We combine deep industry knowledge with compassionate service, ensuring clients understand their rights and options while working toward long-term financial stability.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Discharge
Credit Rebuilding
Bankruptcy Consultation
Foreclosure Prevention
Wage Garnishment Stop
Asset Protection
Debt Restructuring
Financial Recovery
Details
- Year established: 1997
Highlights and features
- We have over 25 years of experience in Memphis bankruptcy law since 1997
- Our attorneys are licensed in Tennessee and federal bankruptcy courts
- We offer free initial consultations with experienced bankruptcy lawyers
- We stop creditor harassment, foreclosures, and wage garnishments immediately
- Our team provides personalized debt relief strategies tailored to individual needs
What people say
Answered all questions
Helped stop garnishments
Professional and courteous
Kept home protected
Knowledgeable attorneys
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides immediate debt discharge for qualifying individuals through federal court protection. This process stops creditor harassment while liquidating non-exempt assets to repay debts. Our experienced attorneys guide clients through asset exemptions and ensure compliance with Western District of Tennessee bankruptcy requirements, helping Memphis residents achieve financial freedom from unsecured debts like credit cards and medical bills.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. Our firm helps clients create three-to-five-year payment schedules while protecting assets from repossession or foreclosure. This federal court process allows Memphis residents to catch up on mortgage payments, vehicle loans, and tax obligations while maintaining possession of their property through court-approved debt management plans.
Debt Relief
Our debt relief services focus on stopping creditor harassment and eliminating unmanageable obligations through legal bankruptcy protections. We help clients in Shelby County and surrounding areas navigate debt discharge options, including halting wage garnishments and preventing home foreclosures. Our Memphis-based attorneys provide personalized strategies for achieving long-term financial stability through both Chapter 7 and Chapter 13 bankruptcy solutions.
Asset Protection
Asset protection services focus on preserving client property during bankruptcy proceedings. We help Memphis residents understand exemption laws to protect homes, vehicles, and personal belongings. Our attorneys develop strategies to maintain essential assets while complying with Tennessee bankruptcy regulations, ensuring clients can rebuild their financial future without losing critical possessions.
Credit Rebuilding
Post-bankruptcy credit rebuilding services help clients restore their financial standing after debt discharge. We provide guidance on establishing new credit lines and improving credit scores through responsible financial practices. Our Memphis-based team educates clients on maintaining healthy credit habits while avoiding future debt cycles, supporting long-term financial wellness after completing bankruptcy proceedings.
People
Herbert Hurst
Attorney at Law
Herbert Hurst founded Hurst Law Firm in 2001 after practicing law in Memphis since 1997. He specializes in bankruptcy law, helping clients achieve debt relief through Chapter 7 and Chapter 13 filings. Licensed in Tennessee and federal courts, he previously served on the Western District of Tennessee Bankruptcy Liaison Committee.
Questions
Will filing bankruptcy automatically make me lose my property?
No. Chapter 13 protects property through repayment plans while Chapter 7 only liquidates non-exempt assets. Our attorneys help determine protected assets.
Must I list all debts when filing bankruptcy?
Yes. All debts and assets must be disclosed to avoid fraud. Our team ensures complete and accurate filings.
How much does bankruptcy filing cost?
Chapter 7 costs $335 filing fee + $850 attorney fee. Chapter 13 costs $310 filing fee + $3,800 attorney fee, often paid through repayment plans.
Can bankruptcy stop home foreclosure?
Yes. Both Chapter 7 and Chapter 13 stop foreclosures. Chapter 13 provides repayment flexibility to save homes.
Will bankruptcy help with wage garnishments?
Yes. Bankruptcy filings immediately stop wage garnishments and creditor harassment under federal protection laws.
Should I consult a bankruptcy attorney?
Yes. Professional guidance ensures proper filings. Our experienced Memphis attorneys provide essential legal expertise for successful debt relief.
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