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Trusted Bankruptcy and Estate Planning Lawyers in Texas
Graham Legal, PLLC is a Texas-based law firm dedicated to providing comprehensive legal solutions in bankruptcy, debt litigation, and estate planning. With a focus on client-centric service, we combine extensive experience in Chapter 7 and Chapter 13 bankruptcy cases with a commitment to stopping foreclosures, preventing repossessions, and eliminating debt for thousands of clients. Our team prioritizes transparency, offering free consultations and affordable payment plans while maintaining a reputation built on referrals from satisfied clients.We specialize in navigating complex legal processes, including debt discharge, will preparation, and protection against garnishments, ensuring clients receive personalized guidance tailored to their financial challenges. Our practice emphasizes clear communication, timely responses, and a deep understanding of federal and state laws to deliver trustworthy, results-driven representation.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Lawsuits
Estate Planning
Wills
Foreclosure Defense
Garnishment Protection
Probate Guidance
Highlights and features
- We offer free consultations with experienced bankruptcy attorneys.
- Our team has helped discharge millions in client debt through Chapter 7 and Chapter 13 cases.
- We provide flat fees and payment plans for accessible legal services.
- Specializing in stopping foreclosures, repossessions, and wage garnishments.
- Comprehensive estate planning packages include wills, power of attorney, and living wills.
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy eliminates unsecured debts like credit cards and medical bills through liquidation. Clients receive a discharge within 4-5 months, stopping garnishments and lawsuits. Texas exemptions protect most assets, ensuring debt relief without property loss.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy restructures debt into manageable monthly payments over 3-5 years. It stops foreclosures, reduces car loan balances, and discharges unsecured debts. Ideal for clients seeking to protect assets while regaining financial stability.
Debt Lawsuits
Debt Lawsuit defense counters collection actions from creditors. Our attorneys provide flat-fee representation to negotiate settlements or litigate cases, ensuring clients understand their rights and options under Texas law.
Estate Planning
Estate Planning services include wills, power of attorney, and living wills to protect assets and family interests. Our $800 package ensures legal clarity for property distribution and healthcare directives, avoiding probate complications.
Foreclosure Defense
Foreclosure Defense uses Chapter 13 Bankruptcy to halt home sales and restructure mortgage arrears. Clients catch up on payments over time while discharging other debts, preserving homeownership through court-approved repayment plans.
People
Nathan Graham
Managing Attorney
Nathan Graham specializes in bankruptcy law, helping clients discharge debt and protect assets. With experience in Chapter 7 and Chapter 13 cases, he focuses on stopping foreclosures and repossessions for Texas residents.
Jessica Sharma
Jessica Sharma assists clients in debt litigation and bankruptcy cases. Her practice emphasizes affordable solutions for individuals facing garnishments, lawsuits, and financial distress.
Kathlyn Smith
Kathlyn Smith provides estate planning guidance, including wills and power of attorney documents. She ensures clients' end-of-life wishes are legally protected through comprehensive planning packages.
Magan Chinnery
Magan Chinnery supports clients in Chapter 13 Bankruptcy cases, focusing on restructuring debt and preventing property loss. Her work includes negotiating payment plans and court filings.
Questions
What is the difference between Chapter 7 and Chapter 13 Bankruptcy?
Chapter 7 eliminates unsecured debt through liquidation, while Chapter 13 restructures debt into monthly payments to protect assets like homes and cars.
Can bankruptcy stop wage garnishment?
Yes, filing bankruptcy triggers an automatic stay, immediately halting wage garnishments and creditor collection efforts.
How much does a will cost?
Our comprehensive will package costs $800 for individuals or $1,400 for couples, including all necessary estate planning documents.
Do I qualify for Chapter 7 Bankruptcy?
Qualification depends on a means test evaluating income, expenses, and debt levels. Our attorneys can assess your eligibility during a free consultation.
Can I keep my home after filing bankruptcy?
Chapter 13 Bankruptcy allows you to retain your home by restructuring mortgage arrears into a repayment plan over 3-5 years.
