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Your Trusted Los Angeles Bankruptcy and Estate Planning Attorneys
As a dedicated legal practice, Wajda Law Group prioritizes open communication with clients, ensuring direct access to experienced attorneys for prompt resolution of legal matters. With over 5,000 bankruptcy and estate planning cases handled, our team combines deep industry knowledge with compassionate service to guide clients through debt relief, financial planning, and estate protection. All services are billed on a transparent flat-fee basis, eliminating unexpected costs.

Our attorneys, including Managing Partner Nicholas M. Wajda and Partner Michael Reid, bring decades of combined experience in California bankruptcy law and estate planning, offering innovative solutions tailored to individual needs. We uphold strict confidentiality protocols while maintaining availability to address client concerns, ensuring compliance with federal and state legal standards.
Services
Bankruptcy Chapter 7 Bankruptcy Chapter 13 Estate Planning Wage Garnishment Creditor Harassment Debt Settlement Tax Resolution Home Foreclosure
Highlights and features
  • Over 5,000 bankruptcy and estate planning cases successfully handled
  • Direct attorney access with same-day call responses guaranteed
  • Transparent flat-fee billing with no hidden charges
  • Free initial consultation with experienced legal professionals
  • Client testimonials highlighting compassionate, personalized service
What people say
Highly recommend Smooth process Professional and compassionate Answered all questions Fresh start achieved
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts while protecting essential assets like homes and vehicles. Our attorneys guide clients through exemption protections and court requirements, ensuring compliance with federal bankruptcy codes while preserving financial stability.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. This option protects assets while reorganizing debts into manageable monthly payments over 3-5 years. Our team helps clients modify mortgage terms, stop foreclosures, and restructure financial obligations within federal bankruptcy frameworks.
Estate Planning
Comprehensive estate planning secures family futures through wills, trusts, and advance directives. Our services include creating living trusts to avoid probate, establishing financial powers of attorney, and drafting healthcare directives. We help clients protect assets, designate guardians, and ensure smooth inheritance processes while minimizing legal complications.
Debt Settlement
Debt settlement resolves unsecured debts through negotiated reductions with creditors. Our attorneys contact creditors to arrange settlements at fractions of owed amounts, focusing on lump-sum resolutions. We advise clients on tax implications and coordinate payment plans while protecting against collection harassment during negotiations.
Creditor Harassment
We protect clients from illegal debt collection practices under the Fair Debt Collection Practices Act. Our services include ceasing harassment calls, filing legal actions against violators, and negotiating debt resolutions. We ensure compliance with federal regulations while defending clients' rights against abusive collection tactics.
People
Nicholas M. Wajda
Managing Partner Attorney
Nicholas M. Wajda has filed over 5,000 successful bankruptcy cases, specializing in California bankruptcy law and estate planning. With extensive experience in debt relief solutions, he provides strategic legal guidance to individuals across California and Nevada.
Michael Reid
Partner Attorney
Michael Reid specializes in California bankruptcy and estate planning, offering innovative legal solutions with compassionate representation. He focuses on personalized client relationships while delivering effective debt resolution strategies and comprehensive estate protection services.
Questions
Is bankruptcy right for my financial situation?
Bankruptcy may be appropriate if you face wage garnishments, excessive debt, or creditor harassment. Our attorneys evaluate your circumstances during free consultations to determine suitable options.
What differentiates Chapter 7 and 13 bankruptcies?
Chapter 7 eliminates unsecured debts through asset liquidation, while Chapter 13 restructures debts into repayment plans. Our team explains eligibility requirements and recommends appropriate solutions during consultations.
Can student loans be discharged through bankruptcy?
Student loans typically require demonstrating extreme financial hardship through complex litigation. Our attorneys explain exceptions and alternative debt management strategies during case evaluations.
How does estate planning protect my family?
Estate planning ensures asset distribution according to your wishes, designates healthcare decision-makers, and establishes guardianship for dependents. Our plans minimize probate requirements and protect family interests.
Do you offer payment plans for legal services?
We provide flexible payment options starting at $100 monthly installments with no interest charges, making essential legal services accessible during financial difficulties.