Experienced representation for your business needs.
Schwartzkopf Law Office P.C. is a highly respected and experienced law firm specializing in debt collection litigation in the state of Missouri. Since its founding in 1993, the firm has been dedicated to providing client-focused service to businesses and financial institutions for full-service debt collections. The firm's expertise lies in obtaining judgments and executing them effectively, making it a reliable choice for Missouri commercial collection attorney services. Schwartzkopf Law Office P.C. is committed to the highest standards of debt collection litigation in Missouri, with a proven track record of successful debt collections at competitive legal fees.
Our Services
At Schwartzkopf Law Office P.C., we offer a comprehensive range of debt collection services tailored to meet the unique needs of our clients. Our primary focus is debt collection litigation, and we provide effective handling of debt collections on a contingency basis. This means that our clients do not pay any fees unless we are successful in collecting the debt owed to them. Our services include:
- Commercial Debt Collections: We specialize in representing businesses and financial institutions with full-service debt collections. Our expertise lies in providing effective handling of debt collections at competitive legal fees, ensuring that our clients receive the maximum return on their debts.
- Legal Enforcement through the Courts: Schwartzkopf Law Office P.C. takes pride in providing client-focused service in commercial debt collections at the critical stage of legal enforcement through the courts. Our firm has the expertise to obtain judgments and execute them effectively, ensuring that our clients receive the maximum return on their debts.
- Contingency Basis Representation: We work on a contingency basis, meaning that our clients do not pay any fees unless we are successful in collecting the debt owed to them. This approach allows us to minimize lost revenues for our clients, ensuring that they receive the maximum return on their debts.
- Missouri Commercial Collection Attorney: Schwartzkopf Law Office P.C. is centrally located in Columbia, Missouri, positioning us to handle debt collections in any county in the state of Missouri. Our firm takes pride in providing effective handling of debt collections at competitive legal fees, ensuring that our clients receive the maximum return on their debts.
Why Choose Schwartzkopf Law Office P.C.?
At Schwartzkopf Law Office P.C., we understand that the choice of a lawyer is an important decision and should not be based solely upon advertisements. Our firm is committed to providing the highest standards of debt collection litigation in Missouri, and we take pride in our track record of successful debt collections. We offer:
- Experienced Legal Representation: Our firm has over 28 years of experience in debt collection litigation, providing our clients with the expertise and knowledge necessary to handle even the most complex debt collections.
- Client-Focused Service: At Schwartzkopf Law Office P.C., we pride ourselves on providing client-focused service, ensuring that our clients receive the attention and care necessary to achieve successful debt collections.
- Competitive Legal Fees: We offer competitive legal fees for our debt collection services, ensuring that our clients receive the maximum return on their debts.
- Contingency Basis Representation: We work on a contingency basis, meaning that our clients do not pay any fees unless we are successful in collecting the debt owed to them.
- Accessibility and Responsiveness: At Schwartzkopf Law Office P.C., we understand the importance of accessibility and responsiveness in the debt collection process. Our firm is committed to providing prompt and effective communication to our clients, ensuring that they are informed and involved throughout the debt collection process.
Trouble with Tower Loan
The reviews about Tower Loan are overwhelmingly negative, with several authors expressing dissatisfaction with the company's practices. Many reviewers felt that Tower Loan prioritizes making a profit over helping individuals in financial difficulty.
Lack of Empathy and Understanding
Several reviewers mentioned that Tower Loan does not consider the circumstances of the borrower, often defaulting to aggressive collection tactics. Michelle Patterson, for example, shared her struggles with health issues and financial difficulties, yet Tower Loan continued to pursue her for payment without showing any empathy or understanding.
Wage Garnishment and Coercive Practices
Multiple reviewers mentioned wage garnishment, with some feeling that Tower Loan was overly aggressive in their collection methods. Lance Lathrop, for instance, was forced to pay $750 per month in garnished wages, despite making efforts to settle his debt. Jamie Robinson noted that Tower Loan ignores lending laws and instead prioritizes profit over people.
Unfair Interest Charges
Several reviewers reported receiving excessive interest charges, with some feeling that the charges were unfair and unjust. Edina Archie, for example, believed that the interest charges on her judgment were illegal and excessive.
Poor Customer Service and Communication
Some reviewers mentioned poor communication and unresponsive customer service from Tower Loan. Michelle Patterson, for example, found it difficult to get in touch with Tower Loan, and when she did, the representative was aggressive and dismissive.

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