Business Details
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Trusted Bankruptcy Lawyers in Cicero, IL
The Law Offices of The Law Offices Of Ronald P. Strojny & Associates has provided comprehensive bankruptcy legal services for over 30 years. Our firm specializes in guiding individuals through Chapter 7 and Chapter 13 bankruptcy proceedings while protecting assets like homes, vehicles, and retirement accounts. With five office locations across Illinois and in-home visit options, we serve Cook, DuPage, Will, Kendall, Lake, and McHenry counties. Our team assists clients facing creditor harassment, wage garnishments, and foreclosure threats while offering credit counseling in English, Spanish, and Polish.We ensure compliance with all federal bankruptcy requirements including credit counseling courses and document preparation. Our attorneys provide transparent risk assessments regarding property administration and help clients navigate means test requirements. We maintain continuous client support throughout the bankruptcy process from initial consultation to case completion.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief
Credit Counseling
Bankruptcy Consultation
Highlights and features
- 30+ years of combined bankruptcy law experience
- Five office locations with in-home visit options
- 24/7 emergency bankruptcy filing availability
- Multilingual support in Spanish and Polish
- Transparent property risk assessments
Services
Chapter 7 Bankruptcy
Chapter 7 eliminates unsecured debts like credit cards and medical bills within four months. Clients keep protected assets through Illinois exemptions while rebuilding credit. Our attorneys ensure compliance with all federal requirements including credit counseling and document preparation.
Chapter 13 Bankruptcy
Chapter 13 restructures debts into manageable monthly payments over 3-5 years. This option helps clients catch up on mortgage arrears, protect non-exempt assets, and address priority debts like taxes. We develop customized payment plans based on individual financial circumstances.
People
Ronald P. Strojny
Attorney
Experienced bankruptcy attorney with 30+ years of legal expertise. Specializes in asset protection and debt restructuring. Provides personalized guidance through complex bankruptcy proceedings while maintaining client confidentiality.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates most debts within 4 months while Chapter 13 restructures payments over 3-5 years. We help determine which option best protects your assets.
Can I keep my home and car during bankruptcy?
Illinois exemptions protect up to $30,000 in home equity and $4,800 in vehicle equity. Our attorneys assess your specific protection options.
What are the filing fees for bankruptcy?
Chapter 7 costs $299 and Chapter 13 costs $274. Attorney fees can be paid through monthly payments in Chapter 13 cases.
How long does the bankruptcy process take?
Chapter 7 cases complete in about 4 months. Chapter 13 requires 36-60 months of structured payments depending on your financial situation.
Do I need credit counseling?
Yes, federal law requires two credit counseling courses - one before filing and one after. We help clients complete these requirements.
