Business Details
25 Years
experience
Your Trusted Bankruptcy Lawyer in Southampton, PA
Founded in 2001, our law office has dedicated itself exclusively to bankruptcy law, serving clients across Pennsylvania with proven expertise. Our attorney, with over 30 years of legal experience and admission to practice in Pennsylvania and New Jersey since 1992, specializes in Chapter 7 and Chapter 13 bankruptcy filings. Holding a Juris Doctor from Widener University School of Law, we combine deep legal knowledge with personalized strategies to help individuals halt foreclosures, resolve IRS debt, and regain financial stability.With offices in Southampton, Perkasie, and Havertown, we ensure accessible, client-focused representation. Our approach, grounded in transparency and results, reflects decades of successful outcomes trusted by satisfied clients.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Stop Foreclosure
Loan Modification
Short Sales
Divorce and Bankruptcy
Credit Card Lawsuit
IRS Debt
Small Business Bankruptcy
341 Meeting Of Creditors
Details
- Year established: 2001
Highlights and features
- We have over 30 years of legal experience with a focus on bankruptcy law.
- Dedicated exclusively to bankruptcy cases since 2001 for specialized expertise.
- Maintain three convenient office locations across Bucks, Montgomery, and Delaware counties.
- Provide personalized legal strategies tailored to each client's unique financial situation.
- Consistently praised for prompt responsiveness and clear communication with clients.
What people say
Honest and efficient
Answered all questions
Prompt responses
Highly recommend
Excellent from beginning to end
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy discharges unsecured debts completely, offering immediate relief for eligible individuals. This process stops creditor collections and foreclosures while preserving protected assets. Our office ensures strict compliance with income-based qualifications for Pennsylvania filers.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy establishes structured repayment plans for individuals exceeding income limits for Chapter 7. This option halts foreclosures while allowing debtors to retain valuable assets. We negotiate feasible monthly payment terms with creditors throughout Pennsylvania.
Stop Foreclosure
Our bankruptcy filings trigger automatic stays that immediately halt home foreclosure proceedings. We specialize in using Chapter 13 plans to catch up mortgage arrears over time. This service protects homeowners across Bucks, Montgomery, and Delaware counties.
Loan Modification
We assist clients in negotiating more favorable mortgage terms through formal loan modification programs. This service addresses high interest rates, missed payments, or changing financial circumstances. Our experience with Pennsylvania lenders improves modification success rates.
IRS Debt
Our office helps clients resolve back taxes through bankruptcy discharge eligibility assessments. We handle cases involving wage garnishments, tax liens, and penalty abatements. This service specifically addresses Pennsylvania residents' federal tax obligations.
People
Michael Schwartz
Attorney at Law
With over 30 years of legal experience, Michael Schwartz has practiced exclusively in bankruptcy law since 2001. Admitted in Pennsylvania and New Jersey, he graduated from Widener University School of Law and specializes in Chapter 7 and 13 filings.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debts through asset liquidation, while Chapter 13 offers repayment plans to keep assets. Income determines eligibility for each option.
Does your firm offer free bankruptcy evaluations?
Yes, we provide complimentary consultations at all locations to assess your specific financial situation and available options.
Can bankruptcy stop home foreclosure proceedings?
Filing for bankruptcy imposes an automatic stay immediately halting foreclosure actions in Pennsylvania.
What areas do you serve?
We operate from offices in Southampton, Perkasie, and Havertown, serving Bucks, Montgomery, Delaware, and Philadelphia counties.
How long have you focused on bankruptcy law?
Our attorney has specialized exclusively in bankruptcy cases since 2001, bringing 20+ years of focused experience.
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