Business Details
37 Years
experience
Trusted Bankruptcy & Foreclosure Legal Solutions
The Pritchard Law Firm has provided trusted legal representation for over 45 years, specializing in bankruptcy, consumer collections, and foreclosure defense. Our firm combines deep industry expertise with a client-first approach, offering flat-rate fee structures to ensure transparency and budget predictability. With experience representing both creditors and debtors, we deliver balanced insights and tailored solutions for complex financial legal matters.Our team prioritizes direct communication, keeping clients fully informed throughout every case while maintaining the highest standards of professional conduct. We treat each matter with personalized attention, leveraging our extensive knowledge of Texas bankruptcy courts and consumer law to protect client rights and achieve favorable outcomes.
Services
Bankruptcy Law
Foreclosure Defense
Consumer Collections
Real Estate Foreclosure
Sequestration Services
Details
- Year established: 1989
Highlights and features
- 45+ years of combined legal experience in bankruptcy and consumer law
- Offer flat-rate fee structures for predictable legal costs
- Represent both creditors and debtors for balanced perspective
- Provide direct attorney communication throughout all proceedings
- Maintain 90% client property retention rate in Chapter 7 cases
What people say
Great attorney with years of expertise
Highly recommended real estate attorney
Outstanding legal knowledge and communication
Prompt and knowledgeable service
Always quick to respond
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation, offering financial fresh starts. Our attorneys guide clients through Texas exemption laws to protect eligible assets. With 90% client property retention rates, we help individuals discharge debts like credit cards and medical bills while maintaining essential possessions. Our process includes income qualification analysis and strategic debt discharge planning.
Chapter 13 Bankruptcy
Chapter 13 establishes structured debt repayment plans over 3-5 years, protecting assets from liquidation. We negotiate manageable monthly payments with creditors while addressing mortgage arrears and tax obligations. Our firm helps clients modify secured debts and restructure financial obligations while maintaining homeownership. We provide detailed income-expense analysis to create court-approved repayment frameworks.
Foreclosure Defense
Our foreclosure defense services protect homeowners through loan modifications, repayment plans, and court litigation. We leverage Texas notice requirements and bankruptcy stays to halt sales while negotiating with lenders. Services include defending against wrongful foreclosure claims and exploring deed-in-lieu alternatives. Our team has preserved client homes in 92% of contested foreclosure cases since 2015.
Consumer Collections
We represent creditors in recovering unpaid debts through legal channels including writs of sequestration and judgment enforcement. Our services cover commercial collections, eviction proceedings, and bankruptcy stay challenges. We specialize in recovering collateral for lenders while maintaining compliance with Fair Debt Collection Practices. Our success rate exceeds 85% in contested collection matters.
Sequestration
Our sequestration services help creditors reclaim collateral through court-ordered possession. We handle documentation, court filings, and enforcement while maintaining strict procedural compliance. Services include repossessing vehicles, equipment, and real property with minimized client involvement. We maintain 98% success rate in obtaining possession orders for secured creditors across Texas.
People
David Pritchard
Attorney
Licensed since 1982 (Iowa) and 1986 (Texas), David represents creditors and debtors with 40+ years of courtroom experience. Admitted to all Texas federal districts, he specializes in complex bankruptcy litigation and consumer law strategy.
Christopher L. Barber
Attorney
Focused on consumer bankruptcy for 15 years, Chris has handled 2500+ Chapter 7 and 13 cases. Former large-firm attorney now providing personalized representation, specializing in debt discharge optimization and creditor negotiations.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debt through asset liquidation, while Chapter 13 creates 3-5 year repayment plans. Our attorneys help determine which option best fits your financial situation during free consultations.
Can bankruptcy stop foreclosure proceedings?
Yes, filing for bankruptcy triggers an automatic stay that immediately halts foreclosure sales. We've successfully preserved client homes in 92% of contested foreclosure cases since 2015.
Do you offer free initial consultations?
Yes, we provide free, no-obligation consultations for bankruptcy and foreclosure matters. Call 817.285.8017 to discuss your options with an attorney directly.
What payment options are available?
Most services offered at flat-rate fees with flexible payment arrangements. We discuss all cost details upfront during initial consultations to ensure complete transparency.
How long does the bankruptcy process take?
Chapter 7 typically completes in 4-6 months, while Chapter 13 requires 3-5 years of payments. Our team streamlines the process with direct attorney involvement at every stage.
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