Folks & O'Connor

Folks Hess, PLLC, is a woman-owned and managed law firm based in Phoenix, Arizona, specializing in comprehensive legal services for banks, credit unions, mortgage servicers, and other financial institutions. Since its inception, the firm has distinguished itself through its commitment to exceeding client expectations by delivering efficient, coordinated legal solutions while upholding the highest levels of responsiveness, integrity, and ethical conduct. Driven by a passion for serving the unique needs of financial institutions navigating the complexities of consumer and commercial real estate, Folks Hess has cultivated a reputation for providing expert counsel and tenacious advocacy in a wide range of legal matters.

Our dedicated team of seasoned attorneys and support staff possesses a deep understanding of the ever-evolving legal landscape in Arizona, particularly in areas such as foreclosure, bankruptcy, eviction, loss mitigation, collection, and mortgage deficiency litigation. This expertise enables us to effectively navigate the intricacies of these legal domains, ensuring our clients' interests are protected every step of the way. We pride ourselves on staying abreast of emerging trends and regulatory changes, allowing us to provide timely advice and creative solutions that align with our clients' strategic objectives.

Comprehensive Legal Services

At Folks Hess, we offer a comprehensive suite of legal services tailored to address the specific needs of our financial institution clients. Our expertise encompasses:

• Foreclosure: We handle all facets of foreclosure proceedings, including acquisitions, initial notices, legal counsel throughout the process, and representation in court. Our team is well-versed in handling both residential and commercial foreclosures, including deeds in lieu of foreclosure, judicial foreclosures, and non-judicial foreclosure processes.

• Bankruptcy:

We provide strategic guidance and representation in bankruptcy matters, assisting clients with both consumer and commercial bankruptcy proceedings. Our attorneys understand the complexities of bankruptcy law and are adept at navigating the intricacies of bankruptcy filings, creditor rights, debt restructuring, and asset recovery.

• Eviction: We offer comprehensive eviction services for both residential and commercial properties. Our team handles all stages of the eviction process, from pre-termination notices and lease enforcement to representation in eviction hearings and subsequent enforcement actions.

• Loss Mitigation:

We specialize in loss mitigation strategies, working with clients to explore alternative options before resorting to foreclosure. Our attorneys are skilled in negotiating loan modifications, forbearance agreements, and other loss mitigation solutions to help borrowers avoid foreclosure and mitigate potential financial losses.

• Collection Litigation and Judgment Enforcement: We handle all aspects of collection litigation, from filing lawsuits to executing judgments. Our team is experienced in managing debt collection portfolios, pursuing debtor assets, and enforcing judgments to maximize recovery for our clients.

Commitment to Excellence

At Folks Hess, we are unwavering in our commitment to providing our clients with the highest level of legal service. We believe in:

• Responsiveness: We understand the importance of timely communication and prompt action. Our clients can always expect prompt responses to their inquiries and updates on the progress of their matters.

• Integrity: Our commitment to ethical conduct is paramount. We represent our clients with honesty, transparency, and fairness in all our dealings.
• Value: We strive to deliver exceptional value to our clients by providing cost-effective solutions and achieving favorable outcomes in a timely and efficient manner.

• Efficiency: Our streamlined processes and experienced team enable us to handle matters efficiently, reducing unnecessary costs and delays for our clients.