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Your Trusted Bankruptcy Attorneys in Georgia
At SJK Law Firm, we provide compassionate and experienced legal representation for individuals facing financial hardship. Our team specializes in bankruptcy solutions, including Chapter 7 and Chapter 13 filings, designed to stop foreclosures, wage garnishments, and car repossessions. With decades of combined experience, we prioritize debt elimination and personalized client support, ensuring every client receives tailored guidance through the bankruptcy process.We distinguish ourselves through award-winning customer service and a commitment to financial relief without upfront costs. Our attorneys leverage deep knowledge of Georgia bankruptcy laws to protect client assets and navigate complex legal requirements. By combining expertise with empathy, we help clients achieve fresh starts and long-term financial stability.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Stop Wage Garnishment
Stop Home Foreclosure
Stop Car Repossession
Highlights and features
- We offer zero-down bankruptcy options for immediate relief.
- Our team provides 24/7 personalized support throughout the bankruptcy process.
- We guarantee debt elimination and asset protection strategies tailored to Georgia law.
- Our attorneys have decades of combined experience in bankruptcy law.
- We stop wage garnishments, foreclosures, and car repossessions immediately upon filing.
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts like credit card balances and medical bills while protecting essential assets. This process stops wage garnishments and foreclosure proceedings immediately. Our attorneys guide clients through debt discharge and compliance with Georgia exemptions.
Chapter 13 Bankruptcy
Chapter 13 restructures debts into manageable repayment plans over 3-5 years. Ideal for clients with steady income, this service stops car repossessions and allows mortgage arrears to be repaid gradually while retaining ownership of valuable assets.
Stop Wage Garnishment
Filing bankruptcy triggers an automatic stay that halts wage garnishments immediately. Our team works to recover withheld wages and prevent future deductions, ensuring clients retain their full income during financial recovery.
Stop Home Foreclosure
Bankruptcy stops foreclosure sales and allows mortgage arrears to be repaid over time. Our attorneys use Chapter 13 plans to reinstate loans and protect home equity under Georgia bankruptcy exemptions.
Stop Car Repossession
Filing bankruptcy stops car repossession and may allow loan cramdowns for vehicles purchased over 30 months prior. We negotiate reduced interest rates and ensure clients retain transportation critical for work and family needs.
People
Stanley J. Kakol Jr.
Attorney
With 25 years of experience, Stanley J. Kakol Jr. specializes in Georgia bankruptcy law, focusing on debt elimination and asset protection. He leads a team dedicated to compassionate legal solutions for financial recovery.
William C. Eakin
Firm Manager
William C. Eakin oversees operations at SJK Law Firm, ensuring efficient case management and client support. His leadership focuses on delivering accessible bankruptcy solutions to Georgia residents.
Shakyra Knight
Legal Assistant
Shakyra Knight provides administrative support to SJK Law Firm's bankruptcy team, assisting clients with documentation and case preparation to streamline the debt relief process.
Angela Jones
Supervising Paralegal
Angela Jones manages client communications and legal filings at SJK Law Firm, leveraging her expertise in bankruptcy procedures to ensure compliance and timely case resolutions.
Questions
Can bankruptcy stop wage garnishment immediately?
Yes, filing bankruptcy triggers an automatic stay that halts wage garnishments immediately under federal law.
What are the costs for Chapter 7 bankruptcy?
Our Chapter 7 package deal costs $999 with no additional fees, covering the entire filing process.
How does Chapter 13 stop car repossession?
Chapter 13 creates a repayment plan to catch up on auto loans while protecting your vehicle from repossession.
Can I keep my home after filing bankruptcy?
Chapter 13 allows you to retain your home by restructuring mortgage arrears into a manageable repayment plan.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss your financial situation and bankruptcy options.
