Business Details
35 Years
experience
Your Trusted Bankruptcy Law Firm in Long Island, NY
The Law Offices Of Adam C. Gomerman has served Long Island and New York residents for over three decades, specializing in bankruptcy law, foreclosure defense, loan modification, and real estate transactions. Founded in 1991, our firm combines extensive legal expertise with personalized client care to address complex financial challenges. Our team prioritizes compassionate guidance, ensuring clients understand their options while navigating bankruptcy proceedings, mortgage relief, or property transactions.With a track record of thousands of successfully filed cases, we emphasize transparency, ethical practices, and practical solutions tailored to individual circumstances. Our commitment to excellence is reflected in client testimonials highlighting prompt communication, professional integrity, and effective advocacy. We operate from Huntington Station, NY, serving Nassau, Suffolk, and surrounding counties with free initial consultations.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Loan Modification
Real Estate Law
Foreclosure Defense
Details
- Year established: 1991
Highlights and features
- We offer over 30 years of experience in bankruptcy and financial law.
- Our team provides personalized legal strategies tailored to client needs.
- We guarantee transparent communication and no hidden fees.
- Our attorneys have successfully filed thousands of bankruptcy cases.
- We serve Nassau, Suffolk, and all Long Island communities.
What people say
Excellent Representation
Professional and down to earth
Prompt communication
Lifelong client
Compassionate counsel
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts like credit card balances and medical bills, offering a fresh financial start. Eligibility depends on income and assets, with exemptions protecting essential possessions. Our attorneys guide clients through documentation, court filings, and asset protection strategies. This process typically concludes within 3-6 months, providing swift relief from creditor harassment and wage garnishments while ensuring compliance with Eastern District of New York bankruptcy court requirements.
Chapter 13 Bankruptcy
Chapter 13 reorganizes debts into manageable 3-5 year payment plans, ideal for homeowners seeking to retain property. We help clients propose court-approved plans based on disposable income, stopping foreclosures and restructuring mortgage arrears. Our team handles trustee communications, payment scheduling, and plan modifications for changing financial circumstances. This option preserves assets while addressing priority debts like taxes and child support through structured repayment solutions.
Loan Modification
Loan modification renegotiates mortgage terms to reduce payments through lower interest rates, principal reductions, or extended loan periods. We prepare hardship documentation and negotiate with lenders to prevent foreclosures. Our process includes analyzing financial circumstances, calculating net present value, and presenting compelling modification packages to achieve permanent solutions for Long Island homeowners facing financial distress.
Foreclosure Defense
Foreclosure defense challenges improper lender actions and explores alternatives like loan modifications or bankruptcy stays. We represent clients in court proceedings, file counterclaims for predatory lending violations, and negotiate forbearance agreements. Our strategies aim to delay or stop foreclosures while protecting homeowner rights throughout New York's judicial foreclosure process, which requires 90-day pre-foreclosure notices and formal court filings.
Real Estate Law
Real estate services cover purchase agreements, title examinations, and closing cost management for Long Island properties. We identify encroachments, review permits, and ensure transaction compliance with local regulations. Our attorneys coordinate with agents and title companies to protect client interests during property transfers, offering competitive fees to minimize unexpected expenses in residential and commercial real estate dealings.
People
Adam C. Gomerman
CEO & Founder
Adam C. Gomerman has practiced bankruptcy law for over 30 years, specializing in Chapter 7/13 filings and mortgage relief. He provides personalized guidance to Long Island clients, combining legal expertise with compassionate counsel. His approach focuses on simplifying complex financial issues while maintaining ethical standards and client trust.
Questions
What bankruptcy options exist for Long Island residents?
We specialize in Chapter 7 liquidation and Chapter 13 repayment plans, both designed to address different financial situations while protecting client assets.
How does loan modification prevent foreclosure?
Loan modification permanently changes mortgage terms through reduced rates, principal adjustments, or extended payment periods to create affordable solutions.
Can bankruptcy stop wage garnishments?
Yes, filing for bankruptcy triggers an automatic stay that immediately halts wage garnishments and creditor harassment under federal bankruptcy protections.
What are New York's foreclosure timelines?
New York requires 90-day pre-foreclosure notices before court filings, with legal representation allowing multiple defense strategies during this period.
How long does Chapter 7 bankruptcy take?
The Chapter 7 process typically completes within 3-6 months from filing to debt discharge, depending on case complexity and court schedules.
Do you offer free initial consultations?
Yes, we provide complimentary consultations to evaluate your financial situation and recommend appropriate legal solutions tailored to your needs.
