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Trusted Bankruptcy Solutions in Charlottesville, VA
Slayton Law, PLC, has been a trusted name in bankruptcy law for over 25 years, serving clients in Charlottesville, Culpeper, and Waynesboro, Virginia. Our practice is built on a foundation of client-centered service, with a dedicated team of attorneys specializing in Chapter 7 and Chapter 13 bankruptcy solutions. We understand the financial challenges individuals and families face, offering personalized legal guidance to navigate debt relief options.Our attorneys combine extensive experience with a commitment to ethical practice, having earned recognition through Martindale-Hubbell's Preeminent Rating and Avvo's 10/10 rating. We prioritize transparency, affordability, and accessibility, offering free consultations and flexible payment plans. Our community involvement and dedication to client well-being underscore our reputation as a leader in debt relief services.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief Services
Bankruptcy Consultation
Foreclosure Defense
Highlights and features
- 26 years of specialized bankruptcy law experience
- Client-centered service with personalized legal strategies
- Free 30-minute consultations with attorneys
- Recognized expertise through Martindale-Hubbell and Avvo ratings
- Flexible payment plans and affordable Chapter 13 options
Associations and certifications
- Martindale-Hubbell
- Avvo
What people say
Excellent legal advice
Highly recommend
Stress-free experience
Compassionate representation
Life-changing results
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides a fast solution for debt relief by liquidating non-exempt assets to pay creditors, with remaining unsecured debt discharged. Ideal for individuals with limited property, this process typically completes within 90 days. Our attorneys guide clients through exemptions and ensure compliance with federal and state laws to achieve financial fresh starts.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy allows debtors to retain property while repaying creditors through a structured 3-5 year plan. This option suits those with regular income seeking to catch up on mortgage or car payments. Our team develops affordable payment schedules and handles creditor negotiations to protect client assets and financial stability.
Debt Relief Services
Our debt relief services assess individual financial situations to identify optimal solutions, including bankruptcy alternatives. We specialize in stopping garnishments, negotiating creditor settlements, and creating manageable repayment strategies. With expertise in both bankruptcy and non-bankruptcy options, we provide comprehensive guidance tailored to each client's unique circumstances.
Foreclosure Defense
Foreclosure defense services focus on preventing home loss through legal strategies like loan modifications and bankruptcy filings. We leverage our bankruptcy expertise to halt foreclosure proceedings and restructure mortgage debt. Our proactive approach includes negotiating with lenders and utilizing automatic stay protections to give clients time to regain financial footing.
Bankruptcy Consultation
We offer free 30-minute consultations to evaluate financial situations and recommend appropriate debt relief options. During these sessions, experienced attorneys explain bankruptcy chapters, eligibility requirements, and potential outcomes. This no-pressure consultation empowers clients to make informed decisions about their financial future with personalized, actionable advice.
People
Marshall Slayton
Founder & Bankruptcy Attorney
Marshall Slayton has practiced bankruptcy law for 25 years, filing cases for thousands of clients. A UVA Law graduate, he holds Martindale-Hubbell's Preeminent Rating and Avvo's 10/10 rating. He authored 'Bankruptcy: The Law of Hope' and teaches continuing legal education courses.
Fran Cannon Slayton
Marketing Director
Fran Slayton manages marketing and business operations. A former prosecutor and legal publisher, she's a published children's book author with works featured in major bookstores and online retailers.
Carlos
Legal Assistant
Carlos assists with client documents and petition preparation. Currently studying law, he focuses on bankruptcy case filings and enjoys helping clients navigate the process.
Stephania
Chapter 7 Legal Assistant
Stephania handles Chapter 7 case preparation from filing through discharge. She enjoys roller-skating, hula hooping, and learning new languages in her free time.
Brenda
Client Services Coordinator
Brenda manages appointment scheduling and client communications. She enjoys singing, reading, and collaborating with her brother on film reviews.
Questions
What bankruptcy options are available for individuals?
We offer Chapter 7 for quick debt discharge and Chapter 13 for structured repayment plans. Our attorneys help determine which option best suits your financial situation during a free consultation.
How can bankruptcy stop foreclosure?
Filing bankruptcy triggers an automatic stay that immediately halts foreclosure proceedings. Chapter 13 allows you to catch up on missed payments through a repayment plan.
Are debt settlement companies a good alternative?
Debt settlement often creates tax liabilities and credit damage. Bankruptcy provides better protections, including automatic stay and tax-free debt discharge, with attorney guidance throughout the process.
What payment options exist for bankruptcy services?
We offer flexible payment plans, including Chapter 13 fee inclusion in repayment plans. Accept debit cards, third-party payments, and work with clients to create affordable arrangements.
How does the bankruptcy process work?
The process begins with a free consultation to assess your situation. We prepare and file necessary documents, represent you in court, and guide you through discharge, typically completing Chapter 7 cases within 90 days.
Can garnished wages be recovered?
Yes, filing bankruptcy can recover recently garnished wages. Time is critical, so immediate consultation is recommended to maximize recovery potential through Chapter 7 proceedings.
